Seniors Home Programs

The Government has created programs to assist Seniors with reducing the costs of remaining in your homes. Funding Programs include:

1. Property Tax Increase Deferral Program
This program allows Seniors to apply for a deferral of property tax increases. If you have applied for and received a deferral last year, you should continue to apply each year, even where your taxes may have decreased. This will ensure that you obtain the maximum deferral benefit. It is important to note that the total deferral amount must be paid back to the City if you no longer own the property.

To qualify for a deferral of a property tax increase you must:

  • • Have a combined household income of $50,000 or less AND
  • • Be 65 years of age or older; OR,
  • • Be 60-64 years of age and be in receipt of a Guaranteed Income Supplement under the Old Age Security Act; if widowed, be in receipt of the Spouses Allowance under the Old Age Security Act; OR,
  • • Be 50 years of age or older and be receiving either a pension or a pension annuity resulting from a pension plan under the Income Tax Act (Canada); OR,
  • • Be a person with a disability and be in receipt of disability benefits.

Contact Access Rebates to get more details.

2. Property Tax Increase Cancellation Program
This program gives Seniors the opportunity to apply for a cancellation of property tax increases. If you have applied for and received a cancellation last year, you should continue to apply each year, even where your taxes may have decreased. This will ensure that you obtain the maximum deferral benefit.

To qualify for a cancellation of a property tax increase you must:

  • • Have a combined household income of $38,000 or less AND
  • • Be 65 years of age or older; OR,
  • • Be 60-64 years of age and be in receipt of a Guaranteed Income Supplement under the Old Age Security Act; if widowed, be in receipt of the Spouses Allowance under the Old Age Security Act; OR,

Contact Access Rebates to get more details.

3. Property Tax Grant up to $500
This program gives a grant of up to $500 per year to Seniors.

In order to apply for the Grant the following criteria you must:

  • • Have paid Ontario property tax in the previous year
  • • Be a resident of Ontario
  • • Be 64 years of age or older; OR,
  • • Own or occupied your principle residence
  • • Income under $50,000 if you are single, separated, divorced or widowed
  • • Income under $60,000 if you are married or common-law

You apply for the Grant each year as part of your Personal Income Tax filing by completing the ON- BEN application for the Ontario Trillium Benefit and Senior Homeowners' Property Tax Grant.

4. Water Rebate Program (City of Toronto)
This program offers a water rebate if you are a low-income senior who consumes less than 400 cubic meters (m³) of water each year.

You must submit your application by the deadline. After December 31, the City will calculate your annual water consumption. If you meet all eligibility criteria, a rebate will be applied to your utility bill in the year following the application year.

To qualify for the water rebate program you must:

  • • Have a combined household income of $50,000 or less
  • • Consume less than 400 m³ annually
  • • Have metered water service in your home. If you have applied for a meter to be installed in your home, and are still on a flat rate billing program, you may submit your application to be considered

AND

  • • Be 65 years of age or older OR
  • • Be 60-64 years of age and be in receipt of a Guaranteed Income Supplement under the Old Age Security Act; if widowed, be in receipt of the Spouse’s Allowance under the Old Age Security Act OR
  • • Be 50 years of age or older and be receiving either a pension or a pension annuity resulting from a pension plan under the Income Tax Act (Canada) OR
  • • Be a person with a disability and be in receipt of disability benefits